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Security verifications for online orders

Payment Options

 

Direct Deposit Account Details

Internet Banking/Direct Deposit is our preferred method of payment. There are no verification procedures necessary when using this payment method. Internet Banking/Direct Deposit payments usually show in our account overnight with the exception of weekends. If a payment is made on a Friday, Saturday or Sunday, your order will be processed on the following Monday. Funds need to show in our account before your order can be processed and shipped. To ensure your order is processed promptly please ensure you use your order number and surname as reference so that your payment is easy for us to find.

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Credit Card Transactions

Secure Payment Policy

All Credit Card transactions are processed immediately with the Bank. The payment page is secured with 128 bit encryption. The card details you enter are safe because it is not stored or cached by Parallel Imported - but is entered into a secure database at our payment gateway. Payment for Internet banking/Direct deposit orders must be made within 5 working days. If payment is not made within this time the order will be cancelled and will need to be placed again. We also perform random security checks on orders. This is to protect ourselves and our customers.

Security Verifications For Online Orders

All orders are subject to our verification procedures. If we are unable to verify your details, we will notify you and will need further information to process the order. We may request documents to verify your identity, if you feel uncomfortable supplying the documents requested, we advise that you choose direct deposit, or Laybuy as your method of payment.

These procedures are performed to counter a rapidly increasing number of fraudulent orders. This is done to protect your security as well as our own. These procedures were recommended to use by the Bank to ensure that your card is not being used without your knowledge or permission.

 

In Store Payment Options

  • Cash
  • EFTPOS
  • Visa
  • Mastercard
  • American Express
  • Farmers Card
  • Parallel Imported Gift Vouchers
  • Finance - Gilrose Finance and Finance Now
  • Laybuy
  • GEM Visa
  • In store only Laybuy (paying the item off before you get to take it home)

Please do not be offended if we ask for photo ID with cards that required a signature. This is a procedure we have introduced to protect ourselves and our customers from fraud.

There is no additional charge for credit card payments. All cards must be present for transactions, under no circumstances will we process a transaction without the card present. We do not accept cheques.

We cannot process credit card payments over the phone for security reasons.

 

Farmers Card

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Apply online now!

Farmers Finance Card is the easy way to pay at Parallel Imported. Keep it in your wallet and you’ll be able to shop while receving benefits. 

 

eLaybuy Payments

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This is a new online offer. All laybuy items are interest free and there is no penalty for early repayment.

20% deposit is required and retained if final payment is not met within the time specified/at all. Final payment must be made within 8 weeks of the order date. Layby value must be $100 or over.

Instructions to purchase online using eLaybuy:

Purchase your item and select 'Direct Deposit' as your method of payment. Please contact onlinesales@parallelimported.co.nz - we will work out your deposit for you should you not have done so already. Your deposit of 20% of the total purchase price will secure your item for you. This payment must be made and received within two days of purchase, if these are not received the order will be cancelled. Payments for online laybuy items must be completed within 8 weeks from the date of purchase. You will only be invoiced once final payment has been received and the item will automatically be sent out to you via our overnight courier service.

Please use your invoice number for each payment so that we are able to track it and place the payments against your outstanding amount - we will accept payments via credit card and online banking. 

We will email you at 4 weeks and at 7 weeks with the outstanding amounts on your account to serve as a reminder so that you do not lose out on your item or forget to pay.

Penalty Fees:

No penalty for early completion of your term.

If you fail to make payments and/ or do not finalise your laybuy by the end of the lay by term (8 weeks) we have the right to keep your deposit (20% of the full price of the item/s), for administration, cancellation fees and to cover loss of the value of the goods. You will lose the right to your item/s and they will be resold.

If you have made payments on top of your deposit these will be refunded to you.

All items remain the property of Parallel Imported until full payment has been received.

 

Laybuy Payments

Laybuy plans are available in all our stores. A 20% deposit is required and retained if final payment is not met within the time specified/at all. Final payment must be made within 8 weeks of the order date Layby value must be $100 or over

Penalty Fees:

If you fail to make payments and/ or do not finalise your laybuy by the end of the lay by term (8 weeks) we have the right to keep your deposit (20% of the full price of the item/s), for administration, cancellation fees and to cover loss of the value of the goods. You will lose the right to your item/s and they will be resold.

If you have made payments on top of your deposit these will be refunded to you.

All items remain the property of Parallel Imported until full payment has been received. 

Please note  that should the item price be reduced during your laybuy term, you will still need to pay the original price - no retroactive discounts will be awarded to the final price.

 

Finance Available

Gilrose

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At Parallel Imported you don't need to wait to get the things you want!

To make it easy for our customers we offer flexible finance options through Gilrose Finance.

Make an online application today

The advantages of using Gilrose..

  • Available 7 days a week
  • A response within 30 minutes
  • No deposit financing (credit criteria apply)
  • Flexible terms (eg. no fees for early repayment of full amount)
  • Choose your own repayment plan

Finance available for purchases over $400. Standard lending criteria apply. Please Note While it is possible to apply online it is not possible to purchase items online using finance. All applications must be finalised and used in store. Laybys are available in store and online. (See eLayby above for further details)

 

Finance Now

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The advantages of using Finance Now:                                                                

 We offer competitive rates for personal loans, with rates starting from 13.95%.

The rate you will be charged is based on several criteria. These include the type of security provided; value of the security in relation to the loan amount; the amount of money you wish to borrow; your previous credit history with other financial institutions; and your total credit profile.

Make an online application now.

How can I make payments to Finance Now?

You can make payments to Finance Now via:

  • Online
  • At any branch of Westpac bank
  • Direct Debit - if we have your bank account loaded
  • Cheque

Please Note While it is possible to apply for finance online it is not possible to purchase via our online store however, we can process applications and orders that have been authorised by Gilrose and Finance Now for customers who are unable to come into one of the stores or live outside of Auckland - orders will be processed and sent out via courier.

 

Laybuy

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So, how does Laybuy work?

Receive your purchase now, spread the total cost over 6 weekly automatic payments. Interest free!

Look for this button at checkout

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  1. Proceed to checkout as normal and select Laybuy as your payment method.
  2. Sign in or sign up to complete your order in seconds.
  3. Choose your payment day, view your schedule and select pay now.
  4. You're done! Your items are on their way. Payments will be taken each week automatically.
 

Afterpay

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How it works Shop online. Browse your favorite stores. Choose Afterpay as your payment method. Instantly create your account and complete your purchase. Learn More >>

 

Gem Visa Credit Card

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Gem Visa Credit Card - In store and Online

Learn more about how to sign up here. New customers are also able to sign up to Gem Visa in store at our Constellation Drive Mega Store.

12 months 0% interest available on any purchase over $250.

*Credit and lending criteria and fees apply, including a Gem Visa $55 establishment fee and annual fees ($55 Gem Visa (charged $27.50 half-yearly)). Prevailing interest rate (Gem Visa 28.99% p.a.) applies after any interest free term ends. Paying only the minimum monthly repayment of 3% of the outstanding monthly balance or $20 (whichever is more), will not be sufficient to repay the purchase amount(s) within the promotional period. Amount payable will be shown on your monthly statement. Minimum monthly payments required. Credit provided by Latitude Financial Services Limited. Please refer to the Gem website for full terms and conditions.